Deposit Insurance Concerns: In many countries, bank deposits are insured up to a certain limit by governmental agencies.

I have done a little research concerning probate where I live and I am finding in my county the probate listings do not say if there is real estate involved.

Or are you wholesaling Manufactured homes that have been tied down and made permanent? 

I cannot afford for my first investment to not work out in my favor so believe me when I say investigation in my main concern right now.

If your tenant has a history of failed payments, we permanently move to 3 day holds to ensure the funds are available.

From a rate perspective, likely is not close to making sense at the moment, would need rates to drop further, however if value has increased and you are looking for cash-out, that motivation (any lower rate as icing on the cake / secondary concern) it could make sense to look into

In one particular meeting I attended Jimmy Napier goes up after John Beck and rather than make his own presentation offers to clarify questions concerning John Becks presentation.  

He didn't exhibit any of the concerns the credit unions / banks did. 

Lots to learn, but nothing seems too concerning, as of now. 

The permitting process and the availability of reasonably buildable lots is a concern.