For a quick answer, I think typically they require you to season your rentals for about six months and the percentage is generally 70 to 80%.

Using gross rent percentages of 8%, 5%, and 5% respectively that would be another $12,960 off of your NOI.

The current HO would be in direct contact with the purchaser to arrange the cashier check for the QC.Yes, we all know there is a 20% or 30% premium (income) , but it seems strange to me to have NO paper trail  - even a 1099 from the county.Dan Mahoney My though on sale off the tax deed to other investors (with smaller percentage) so we can go back to the next auction.  

We don't know the sellers frame of mind, but as far as the agent, perhaps they will give a break on the percentage leaving some more money on the table for the seller since you have gone directly to them.

If there's nothing wrong with the place, the bank probably has a price that they are willing to take as a percentage of the value.  

How much (percentage wise) does 45K represent?

From this data, you can utilize a website bestplaces.net that will give you a breakdown of the percentage of homes that sold, in various price ranges, for a given zip code.

Is their a rule of thumb for this sort of thing, percentage wise?

Is it a certain percentage before 2yrs and then another after 2yrs?

If the seller takes a mortgage from the buyer, the seller calculates the gain as if he/she receives all the money when the sale takes place, then the seller picks up a percentage of the total gain, each year equal to the cash received each year, divided by the total sales price.