The lease agreement has a clause that acknowledges that the property is part of an HOA and that tenant indemnifies the landlord from non-performance ("hold harmless" clause).

Also as a sidenote I assume you are lending on non owner occupied homes - never lend on an owner occupied property.

The supervisor they assigned to this branch frequently cites non-existent laws, delays owner payments, and the list goes on.

It's a simpler entry point and aligns well with serving protected classes like veterans, seniors, and single mothers—key to ensuring stability against HOA or city issues.Begin connecting with non-profits and agencies that help these groups find housing.

For whatever it is worth, we rent our STR by the month during the non-tourist season and we have a walk-through video on YouTube.

The two big ones I would be asking:What is the actual market demand for a small, non-branded hotel in the area this building lies?

I also want to avoid the insurance company issuing out a payment in both the names of the Lender and property owner .... which could lead to a dispute.For context, I lent money privately to another investor, who put up their non-homestead property as collateral.

I could go this route, but since this is California, I'm wondering if it's better to get more personalized help closer to home.I'm also happy to consider non-Bay Area alternatives (with meetings done over Zoom) if anyone has a lawyer they particularly like.Thank you for any advice and recommendations!

I think the question you are asking is how can I qualify to offset non-passive income (e.g.

And you also run the risk of having to evict for non payment because most areas give people renter rights after 30 days.Granted, it can't hurt if you aren't making anything during the offseason to try to find a mid term renter.