One of the key benefits of a DSCR loan is that it allows you to qualify based on the rental income the property is expected to generate, making it ideal for those with multiple properties or who may not have a strong personal financial profile or W2.

It also depends on whether your next purchase is a rehab, turn key, flip or hold.

Balance (compromise) and communication are key in situations like this.

I have read a couple of Brandon Turners books on house hacking and multi family and really enjoyed his writing style.Real Estate Titans: 7 Key Lessons from the World's Top Real Estate Investors by Erez Cohen

I'm interested in everyone's opinions on using a HELOC to purchase turn-key rentals for the short term and covering principal paydown across all new mortgages / loans ( HELOC ) through excess income. 

📅In this session, we'll cover everything you need to know about preparing your retirement accounts for 2025, including:✅ Contribution Limits✅ Fair Market Valuations (FMVs)✅ Required Minimum Distributions (RMDs)✅ Key Deadlines to RememberMake sure your IRA is in top shape for the new year!

While there were reasons for my decisions, the important lesson is that time is the key factor in building wealth, and starting sooner leads to faster results along with growing opportunities.

Likely, these off market properties will move fast so being fast is key.

Keys in lockbox". 

You can sell on financial method because there is such short demand there is all but no comp's to use for comp method, and if selling as turn-key, yup, financial method will be your friend for sure.