You and your agent should set the expectations upfront that the contractor needs to provide a video walk around along with a report from “audit trail” (It is a $10 app on the IOS store) at the end of each week.

You are right, you cannot access the Pro Only forum on the iOS app.

Add to that a considerably lower interest rate than usual and a longish term IO loan... makes me think of more red flags than a Soviet era Mayday parade.Caveat Emptor!

Probably best bet is to ride it out if you are below 9 so you can have the i/o option.

I have analyzed the effect of the reset in year 11 at various interest rates (i.e. 7%) to see what the I/O and PITI payments would look like and they are not too bad, but certainly far greater than the PITI payments today.

Save your money, get a 30 year or a 40 year or an IO loan and bank your money for cash flow and go invest in other properties.

Add rocks/or concrete pad as per what your city will allow.

I’ve reached out to some members whom coordinate a Missouri City and Pearland meetup, but the iOS app is so terrible I gave up pursuing it.I did find several events through Facebook though, Rich club, fortune builders, etc.

Also, both apps are available via the web, on IOS devices as well as Android.

There is also a great free iOS app called Super Simple Mortgage Calculator