I'd play that aspect up.Best of luck with this one! 

I think there is definitely a couple strategies at play here for you and your family. 

It wasn’t a detailed plumbing drawing- he had shown one line going to all units while the contractor pointed out that it is better to show individual lines to each unit as repairs and maintenance are easier. and some towns even require it . 

I think knowing more numbers, heloc limit, plans and objectives for future goals all should play into "what is best".

Your number two is a bit different than what to expect on a short-term rental play.

A minor hurdle for some, but a larger issue to some as well.With DSCR or private money lending, yes, you can still also vest in your individual names, but you will find many lenders will NOT allow it or will actually charge you higher rates to do so. 

Shoot me a message and I'd be happy to share how we approach this situation in the state and individual cities. 

Yes, I'd be looking to invest in a MF home (most likely 2-4 units) for a reposition play.

At least try to have all credit cards below 20% of the their individual limit.The first image shows the drop of 59 points and the second shows the reason, I forgot to pay down one of my Citicards before the statement closing date. 

This campus hosts a large Magnolia home goods store, high end furniture store, cupcake bakery, coffee shop, gardening shop, live music concert venue, large grass area with toys and balls for kids to play with, an open plaza with eight food trucks, a small baseball field (that Babe Ruth once played on and families can now play on for fun), a restored historic chapel (the oldest chapel in Central Texas), and six boutique shops with men, women, and children's products.