The customer who lacks authority to make the ultimate decision.

The heirs do not.I personally, don't ever mail to the heirs because they are not the decision maker.

But if you prefer stability and want to minimize future risk, the conventional loan provides more certainty.Ultimately, the decision depends on your cash flow needs, risk tolerance, and long-term strategy. 

Don't rush, think it through and make calculated decisions with applied faith!

At the beginning we plan to have in house agents review any important decisions our AI makes until the variables are tweaked enough that it can be left on its own. 

The report emphasizes the need for CFOs to leverage data on submarket dynamics to negotiate better deals.While challenges remain, the office market’s evolving landscape presents growth opportunities for strategic decision-makers.

I can see these criteria shifting significantly as I become a more seasoned investor, but for now, they're helping me feel less overwhelmed about my decision-making.

For example, selecting someone on disability or no disability is illegal and should not factor in your decision in any way.  

I know people at the H/As locally and I think the decision here is they get fixed amount from OHCS (and local funds) and think more vouchers at lower rates is better than fewer vouchers for more. 

Just make a decision and move on.