So your strategy is not going to work. 3) You might qualify for partial exclusion(That might shelter your entire gain) if the reason for move is health, work, or unforeseen circumstances.

If it matters, I'm in otherwise good financial health (job/credit/etc), and while I would be using a significant amount of my savings, I would have enough to cover a handful of unforeseen expenses.

Apt G claims that she smelled cigarettes and it was so bad it was seeping into her apt and she has health problems.

As long as the asbestos is in the walls or encapsulated in the floor tiles there is no health risk.

If this is her one and only path to happiness (which I would highly question, unless she has spent considerable time shadowing NDs, spending time in clinics volunteering, has experience in that vein, etc...), then it is necessary for her to realize this dream is not possible right now. 

Hi All,I’m starting at the Mayo Clinic in Rochester, MN and am looking to purchase a home in the area.

California outlawed President Trumps health plans.

However I'm afraid she'll be able to claim financial hardship due to health issues despite having easily $400K of equity in her property. 

Based on your situation I would always lean towards preventing moisture in the crawl space and looking out for possible tenants health.  

Mold is everywhere, but there can be a health issue if readings are excessive as compared to the control sample and as compared to what is considered a normal indoor fungal ecology.