That being said standard association master policy does not exclude coverage for water damage that results from poor craftsmanship of a contractor under any circumstance .

PITI will be completely excluded from your liabilities, and it's regarded as an income-producing asset.

Many construction focused insurance companies exclude coverage for residential construction.

Eric Phillips as long as you lived in the residence for two of the last five years, you could be eligible for the section 121 exclusion, which means you can exclude up to 250k capital gains tax if single and up to 500k if married filing jointly.

But, I would highly suggest reading the policy jacket to see what is excluded so you don't get surprised on the backend of something actually happening. 

Some may exclude the stove and refrigerator in this but add any washer and dryer as a "courtesy" appliance. 

The term "Lead" excludes any Opt-Out's and in general is someone I have spoken with and either set up an appointment or deemed worth putting on a follow-up sequence.I now have enough quality data for the KPI's to start to mean something however I have no idea what is "normal".

Should I exclude trustee owned properties when i pull my list?

Certain limited business activities, however, are specifically excluded from the definition of "transacting business."

Here are the "excluded party watch lists" checked; don't ask me for details of exactly who goes on which list:OFAC Specially Designated NationalsSAM EPLSHUD LDPFreddie Mac ExclusionaryFHFA Suspended Counterparty ProgramEveryone from you to the agents to the title company to your insurance agent is checked against all those.