@Fradel Schaechter My buddy John Cohen has been enormously successful as an investor, and he got his start as a commercial broker.

But most living paycheck to (enormous) paycheck.

And last, I want to give my an ENORMOUS appreciation to the following BP members;1.

These forums are an enormous help.Dan

But I'm not aware of any other product in the good 'ol US of A that allows you to put under 5% for an enormous rehab project (up to $1.2MM in the SF Bay Area for 4plex), provides all rehab funding, and rolls it into a 30yr fixed rate mortgage at just over 5% after mortgage insurance.. 

One huge advantage this city has over the North Jersey burbs are the enormous difference in taxes.

So, you will have to pay an enormous amount per unit to buy AND you will have to retrofit the building.For me the opportunity is in the engineering and construction, not the sales.

When you are just starting out there is an enormous amount of information to digest. 

They set their own (very expensive) prices for repairs, tell you very little and then get moody when you question why they're throwing enormous invoices at you on a very regular occurrence.Back to the threat of the lien - if they ignored me querying their invoices and went ahead and applied a mechanics lien to my property, how do I contest it (or return the favor to them), when or how will I get to hear about it, do they have to re-apply it every year to stop me selling the property (which I do not intend to do for another few decades, if ever), can they put extra costs & interest on the lien and can they apply to the courts, at any time, for a foreclosure to settle what they say I owe?

I recently graduated with an enormous amount of debt (>150,000).