In my opinion an 800 number on a bandit sign would decrease response rate.

Fitch also "projects a 10% national decline in home prices and for unemployment to decrease to 8.2% over the next two years."

Is there any way you can decrease that $38K in fixed costs?

If you're in for the long haul and are willing to engage the community to decrease disorder, then I would point you to best practices for community building.

This would decrease debt service and that combined with fighting to get property taxes reduced would help your losses.As mentioned what course you take various on your net worth,income,other assets held in the same name or corp,if you are trying to preserve credit or do not care etc.More info on your individual situation would help.

I did mean set your deductibles higher to decrease your premiums.Thanks Steve.

Maybe someone else is the checkbook and you're the muscle (or brains) and you split the equity/return somehow.

I saw a report last week that the inventory for sale in San Antonio has significantly decreased compared to last year at the same time.

Basic steps to improving overall cash flow fall into 2 categories: Either increase income or decrease expenses.

Home values have decreased as much as 50% to 70% in my area since 2007.