If you start giving specific reasons they weren’t chosen, you’re setting yourself up for a discrimination lawsuit.

I'm a broker too so I've chosen a path to limit this issue.

Each calculation should have a reasonable estimated amount for appreciation (or depreciation), should include the principal paydown that is being made by the tenant, and should include the tax benefits (or costs) of holding your property until the chosen sale date.For example even a modest 2% appreciation on a $310,000 property = $516 per month increase in the value of your property. 

I have started on my path to getting my financial life in order, have chosen my next book, will be reading "Your money or your life" which was recommended to me by a fellow bigger pockets member but this book has fired me up to learn even more and put that learning into action. 

Their promo "You only pay $10,000 program fee, due when we make an offer on your chosen home.

Was your loan randomly chosen for a quality control audit?  

The rest is just the basics based on your chosen exit strategy.

Fruit and citrus drop regularly while in season Though prickly pears on cactus are available most times.

Putting your funds in for 10 years can be a smart move if you really do not need the funds and the investments chosen are good ones.

Sounds like you are attempting to make this happen with a conventional lender...lending laws don't permit these guys to originate to an LLC...if this is your chosen course, you'll need to transfer title to your personal name...but since you are unemployed this will almost certainly hit a brick wall.I would look for a loan broker...they'll figure out something...in my opinion the fees are worth it if they can make a deal come together...you'll likely be looking to a commercial lender...but most have minimums for portfolio type loans...$500k combined appraised value....and you'll need a good equity position and strong cash flow.