I am thinking of changing the interior doors to smart locks and renting each room out.

Ask the title company or closing attorney.I would think that trying to move the ownership out of the inherited IRA or change the deed might be considered liquidating the IRA and trigger taxes.

This will change the roi and cost benefit equation quickly.

Oakland, Berkeley, San Diego the rules will likely be, or has already been,  changed mid game so the 15 year limit is not reality.  

It's always a tough call on whether to just do a day trip or pay for a rental as the costs of a nice rental can add up quickly.The TL/DR (which I'll expand on) is that we ended up changing to a strategy of letting others help pay for a cabin that we know we'll love.

Flat fee buyer agency is new but growing quickly since the August 2024 agent compensation rule changes/lawsuit settlement.

Taste and style changes more frequently in these areas, so they feel dated faster.  

Delaying the closing to 2025 would reduce the bonus depreciation rate to 40% (unless Trump changes it).This post does not create a CPA-Client relationship.

And most people don't understand that S8 rents can change, usually on an annual basis as tenants are reassessed.How bad can it change?

However it is a homestead loan so I’m wondering if that changes anything.