They have to pick and choose which products to offer since they're capped -- I find that a more logical explanation for why they're removing certain product lines (so they can focus on others) than assuming they have unique insight to upcoming catastrophe.

Remember insurance company stocks often do well AFTER a catastrophic event.

We don't have all the ninja loans and ARMs that caused that catastrophe. 

If something catastrophic happens and you have already accessed your 401(k), then you resort to credit cards or some sort of personal loan.  

Obviously a large part of what I mention is for personal use as well as investing for wealth to diversify territories for unforeseen world catastrophes.

I also have a $175,000 line of credit at the ready if something catastrophic happened.

We are holding this hearing to help us separate the facts from the myths surrounding the recent dramatic rise in mold claims and its reported catastrophic effects.

I'm guessing you paid cash if you already own them and were not required to get insurance I personally self insure as I own all the properties free and clear so I have that option   I now have saved enough in not paying for insurance to complete pay for a new house should any of them suffer catastrophic lossYour results may vary 

However, I plan on placing them under a property manager (renterswarehouse) due to me not having the time to handle a catastrophic problem with a busy full time work schedule.

Now let's say you buy a FOURPLEX......again....not a duplex or triplex, but a Fourplex and you OWNER Occupy it.....it appears you can evict the tenants (and put your own tenants in) if they (have been living there less than 5 years, are not over 60, are not disabled, and are not catastrophically sick.In section F on page 3 of the following link it states that Just Cause Protection Applies to the following..........file:///C:/Users/bgarlington/Downloads/OAK036393%20(2).pdfA rental unit in a residential property that is divided into a maximum of three units, one of which is occupied by the owner of record as his or her principal residence.