Yes, it's surrounded by commercial, our appreciation & resale value will take a calculated hit...but, that's ok, the goal was cash flow!

The challenge with section 8 is that they put it into a calculator and whatever it says is what you get. 

If you have particular lender you want to work with, now is a good time to have a conversation about the MTR rent - lenders will vary on how they calculate this income and the seasoning required.

More details: I calculate the life expectancy of the homeowner.

Can someone PLEASE explain (in detail) how to calculate and analyze a wholesale deal?

I would calculate your investment as if you were not living in it and evaluate the cash on cash return/overall return on investment. 

I'm thinking of signing up for Pro (mostly for tools / calculators) and also checking out other rental calculators online.

Traditionally, DSCR loans that allowed STR have always wanted DSCR to be calculated on long term rental rates OR 12 months of actual performance or some heavily hair cutted version of Air DNA and all of these products would price gauge on rate.

What is your vacancy rate percentage when calculating monthly income?

Save you have a 60% loan on a property - you can *also* write off all of that interest and 60% of the depreciation when calculating if you have any takes due that year, which *might* happen when using leverage. 3C) You also need to keep in mind that at some point unless you hold until you die you have to 'pay back' all of that depreciation that you benefited from, and you also are getting a tax benefit by having your money compound tax deferred in a Traditional Account or even *tax free* in a ROTH!