Some lenders have specific guidelines on how often you can rent the property out and may ask for documentation proving that it’s for your personal use for part of the year.2.

Specifically I am having a hard time figuring out the background check and finger printing I need in order to submit my application.

That is their job to walk with you through the entire process including the time periods and identifying the requirements for reinvestment as well as documentation. 

You have three separate categories here: lending, legal, and tax.For the lending side, the lender has a clause in the loan documents in 99.9% of loans that allows them to "call" the loan if their is a change in ownership of the property.

Especially if you have documents to prove your story.3.

Building permit lists are public records that document permits issued by local government authorities for construction, renovation, or demolition projects.

Make sure you document the timeline of events and get as much documentation from the people you evaluate the situation.

I’ve reviewed my Closing Disclosure and gathered all necessary documents, but I’d love to hear from those who have been through the process.

I have photos to document these issues.

I actually put myself on pause before submitting an offer because of these issues and questions that come to mind.