Unlike single-family residential values which are based solely on the market and, thus, subject to speculation, an investor can increase the value of a multi-family property by increasing income and decreasing expenses.

A lot of people consider it like a little vacation that allows them to not have to worry about their everyday issues for a short period of time and instead focus on more enjoyable things.That being said, you can understand that response rates, conversions, leads, etc. will usually decrease during this period of time.

My latest 3/2 acquisition I had to lower the rent 25% from the original asking price before I could fill it.This may be one advantage with SFHs over apartments where tenants share info and a rent decrease would be demanded by all.

It is also a matter of whether you increase or decrease the lender's risk when they invest in you and your new business by writing the loan.

What is happening is that banks are no longer loaning (creating) that additional money, the reserve requirement is still 10% (just an example, I'm not sure what it is exactly) but that is the minimum requirement, the banks don't have to lend (create) that additional $900 as they don't want to take on additional risk right now (very rational). 3 years ago, the $700 billion in TARP funds would have added trillions to the money supply (inflation), currently, the banks took that money and actually decreased the money supply with it by writing off bad debts or purchasing other beaten down banks at a discount.

In 2005 I started telling my members to decrease their debt load, unload marginal properties while the prices were approaching the peak and improve their cash position.

Consumer spending decreases which triggers more layoffs, and ultimately causes some businesses to fail.

If those proceeds decrease, it may void the approval.

If the vacancy is dropping, how is that happening and how can you be sure that trend will continue when the MI trned of population growth has been steadily decreasing over the last two decades?

Mortgage will decrease from $1,100/month to $675/month.