Either way its good to buy end of year as most builders and sellers are offering seller credits or builder credits to use towards closing costs or to buy a rate down to help get a lower payment.Even if you wanted to buy a strater home like a 2-4 unit as a primary again you only need to put 5% down. 

Perhaps slightly higher from an alternative lender but definitely not from a credit union and expect much higher fees.

This often means a smaller down payment and lower monthly payments compared to a traditional bank loan, especially since the seller may not be tied to the high interest rates banks are offering.Another option is a land loan from a local credit union or bank.

It's not a fair partnership if you the tap the equity of their property to use together if you aren't brining any capital to the table.

I'd hesitate to work with those, just me though.I dont know Spartan as well as I know others.. but I am fairly certain they are the actaul turn key provider and RW is a marketing company but I think RW does more than just TK .So in this instance CR is the BAlt based TK company ..

Potential buyers (good credit, income, and savings) holding off because of high interest rates.

HOWEVER..I'm getting a fair number of deals with significant cashflow and equity that make these amazing buy-and-hold opportunities at 2 and 3% interest.

Quote from @Brett Jurgens: @Jay HurstThanks for responding3.75%, 30yr fixedLike others have said, with that interest rate your best bet is probably to do a home equity line of credit (HELOC) to put towards an investment that you can quickly recoup your initial investment on.

On one hand, there're a number of legitimate tax deductions, credits, and loopholes that are not well-known.

@Tar-U-Way BrightYou can use the LLC to set up business bank accounts and business credit cards.