It may be something unique to your state.

We've all seen the potential benefits: faster construction, potentially lower costs, and the ability to design unique living spaces.

Basically unique design ideas come with unique prices.

Hi Joseph, You would need a 2 year seasoning period to qualify for a government loan (FHA) and a longer period for conventional unless you had a documented hardship situation, such as medical illness, etc where the loan can underwritten manually. 

Every project is unique - I do the best with what I can when I need it. 

Also - is there a unique type of mortgage designed for this scenario, rather than the 15Y or 30Y?

Not going to be a huge cash cow per bed, but with the amount of people moving here (looking for a quick cheap sublease till they find a place they really like), students, and temporary IT and medical workers I don't see myself having any problems filling the other two beds for at least $400/month.

Another thing to think about, Columbia has two major hospitals and some smaller medical facilities.

I am currently seeking GP opportunities in commercial real estate; open to residential, mobile home, development, self-storage, mixed use, or any unique opportunities.

The plan is to maximize the space we have and rent as midterm rentals to medical and business professionals.