Someone with a good shop vac that has a long hose can get it cleaned out pretty easily. 

If you're bankable shop around and you will be competitive on rate and terms with banks without going through this arduous process of forming these unnecessary structures, transferring title and incurring additional transactional fees etc.

You could still potentially qualify for FHA 3.5% down, but if you are looking for true Fannie/Freddie financing then those are the guidelines they set. 

If you don't have enough cash, then you shop around for loans.  

I am sure this is true for many people who invest.

I thought I would have heard about this if that was true.

There are exceptions to this rule, but there are an abundance of examples that had investors not been prepared to perform might still be shopping..- Voice of reason: The 'best' real estate professionals are apparently the most honest.

Buying real estate is not like shopping at Kroger because you cant negotiate with the cashier but you can negotiate real estate with a seller anytime!

I largely agree with this and would say it's usually true but there are exceptions when it makes sense to do a spot repair.

Isn’t that true?