I probably saved 200k on this particular project.

That's fewer individuals than active players on NFL rosters.

Not really sure how to go about financing but we're planning on having a down payment at or slightly above $100,000 and don't want to pay more than $3100ish per month. 

Could any of you guide me on what I should do initially to secure financing?

Usually having a servicing company helps the lender to consider that.  

Typically if you attend any investor meetings about 1/2 the crowd in many groups are agents looking for business.If you want to network, try service clubs, alumni groups, charities, religious groups, hobby groups or whatever interests you. 

By reducing the principal balance, your lender recalculates your monthly payment based on the new, lower balance.How Does Mortgage Recasting Work?

Big Banks like Wells Fargo, BOA, Citi, US Bank, and Chase utilize lending programs aimed to service large swaths of depositors.

if he performs a service for you, just pay him for it. 

For example, we only make business-purpose loans and are not registered on the NMLS.