My New Year's resolution is to start this year. 

Now that there’s so much talk about about a market change and 2008 might happen again is it a good time to become a RE agent since people are going to want to sell quicker or it’s not a good time ?

I also figure that, by cutting some of the monthly debt payments, I should be able to use that money to pay off the $10k quicker and then accumulate savings faster than the previous time.

Also it should have lower closing costs and be quicker approval than a refi.HELOC Disadvantage is the interest might not be deductible, check with CPA. 

If the landlord has not expressed any willingness to mutually find a resolution, you may be better off letting this one go. 

@Jeffrey HolstI was debating which way would be quicker for the lawyer, so that is helpful.

It tends to appreciate quicker.. which is easier equity.  

Hey BP friends,I'm putting together an excel sheet to calculate potential rental property deals and wanted to ask for some insight/criticism/refining regarding my monthly expenses.So far I have the following:Mortgage: $350*Vacancy: 5%Maintenance: 10%Management: 10%Property Tax: $210*Insurance: $100*CapEx: 10%*based on my price range in Arlington, TX.I have to say they have added up much quicker than I expected (which I was told would happen).

It was a slow start but now it is moving at a quicker pace. 

I invested in a semi-professional camera with an ultra-wide angle lens and I don't regret it.It cost me around $1,000 and I already got that money back by attracting more tenants quicker.