It's like learning to drill teeth by video.18.

One guy offered schematics (no signatures or seals or MEPs just drawings to secure estimates from prospective contractors), but if I understand correctly, sounds like I need everything as this will go through all permit depts.I am also going to try to do SOME things myself if I can find a solid enough document or set of video instructions to do so... like maybe laying the tile or framing up the walls?

You can find some good YouTube videos on the types of income and expense categories to use. 

He has videos on YouTube.

So in this case if you closed the purchase with a DSCR loan, assuming a  Straight 5 Year PPP structure, On year one if you do a Cash Out, the DSCR lender will penalize you with 5% of the loan amount for paying off their loan early. 

You can also step up your content game with 3D virtual tours, drone videos, etc... 

I’m going to post the video of the true story of what happened and the only value you brought to the deal was stealing it.

We handle a lot of out of state clients and can work with you to schedule video tours if you are out of the area or show you some properties if you are in town.

@Stephanie Gothart There are some good YouTube videos on this.

Keep in mind there are 8,000 different lenders in the US...so, obviously we cannot speak for all of them...but the absolute best of the best lenders in this space, that have the most aggressive pricing, won't penalize you with 2 points for one option over the other.I would also question that IRS definition - that is not the case.