Keeping this money on the sidelines as an austerity measure furthers the decrease in demand because there is even less money going towards buying buildings.In summary, the self-reinforcing patterns of behavior of investors, lenders and consumers decrease short term demand, which drives down asset prices.

Since then I've been in a holding pattern, not because I won't or can't do a deal, but because I can't find anything that makes sense for my investment criteria.In my opinion, this shutdown is going to have a major negative effect on our economy that will take time to infiltrate the real estate market. 

That may not be appropriate as there was obvious quid pro quo (value-for-value) in your fact pattern. 

If someone has a pattern of arrests, that's much more impactful to me as they could go to jail again and no rent will come in. 

I spent a couple years bumping around the debt business, and there are highly predictable patterns in who people will stiff on bills, and in what order, when things go sideways. 

Good Luck I hope this opens up your thought pattern.

Paul, 51 percent of our renter households are housing-cost burdened, resulting in seventy-five percent of our low-income renter households being housing cost burdened and thirty-nine percent being severely housing cost burdened; andWHEREAS, the Fair Housing Act of 1968 requires that the City affirmatively further fair housing, meaning the City must take meaningful action to overcome historic patterns of segregation, promote fair housing choice, and foster inclusive communities that are free from discrimination; andWHEREAS, in April 2016, the United States Department of Housing and Urban Development issued warning that blanket policies of refusal to rent to people with criminal records could violate the Fair Housing Act if “without justification, their burden falls more often on renters or other housing market participants of one race or national origin over another”; andWHEREAS, as of January 1, 2020, people of color make up 47.9 percent of the MN prison population, but only 15.9 percent of our state population; andWHEREAS, criminal justice research supports that the effect of a criminal offense on a residents housing outcome declines over time and becomes insignificant; andWHEREAS, our current credit scoring system has a disparate impact on people and communities of color, rooted in a long history of housing discrimination and wealth inequities even though credit score itself does not reflect positive rental history or timely rent payments or probability of on time rent payments; andWHEREAS, in 2017 there were an estimated 1,710 residential evictions filed against tenants in the City of Saint Paul; andWHEREAS, E evictions, regardless of outcome, impact a renter’s ability to secure future housing, and Research suggests that “Informal evictions” occurring outside of the court process are occurring at twice the rate of formal evictions; andWHEREAS, the City of Saint Paul has approximately 11,000 units of housing which are considered Naturally Occurring Affordable Housing (NOAH) affordable at or below 60 percent Area Median Income and NOAH buildings are most at risk for ownership changes; andWHEREAS, historical and ongoing discrimination in housing makes tenant protections a fair housing, racial equity and economic justice imperative; now, therefore, be it RESOLVED, that the Council of the City of Saint Paul does Ordain:Section 2Chapter 193 of the Saint Paul Legislative Code is hereby created to read as follows: Sec. 193.01 Definitions.For the purposes of this Chapter, the following terms shall have the meaning ascribed to them in this section. (1)(2)Affordable Housing Building shall mean a multiple-family rental housing building having five (5) three (3) or more dwelling units where at least twenty (20) percent of the units rent for an amount that is affordable at no more than thirty (30) percent of income to households at or below eighty (80) percent of area median income, as most recently determined by the United States Department of Housing and Urban Development for Low Income Housing Tax Credit (LIHTC) purposes, as adjusted for household size and number of bedrooms.Affordable Housing Dwelling Unit shall mean a rental dwelling unit in an affordable housing building that rents for an amount that is affordable to households at or below eighty (80) percent of Area Median Income, as most recently determined by the United States Department of Housing and Urban Development, as adjusted for household size and number of bedrooms.(3) Available for Sale shall mean the earliest implementation of any of the following actions: negotiating to enter into a purchase agreement that includes an affordable housing building, advertising the sale of an affordable housing building, entering into a listing agreement to sell an affordable housing building, or posting a sign that an affordable housing building is for sale.(4) For Cause shall mean that the tenant or a member of the tenant's household materially violated a term of the lease in accordance with Sec. 193.05(a).(5) Cure the Deficiency shall mean that a tenant pays all monies rightfully owed, or fully complies with an order to correct a lease violation or notice to cease an activity that is in0) violation of a lease.(6) Displacement Dwelling Unit shall mean the dwelling unit from which a tenant was displaced pursuant to Sec. 193.05(5) or (7).(7) Eviction shall mean a summary court proceeding to remove a tenant or occupant from, or otherwise recover possession of, real property by the process of law, pursuant to Minn.

You will almost always recoup your investment by replacing it, if going with carpet I recommend choosing a nice neutral lighter color (no grey /peach / etc. undertones, compare swatches side by side and see how they reflect in both light and shade - sometimes colors look similar but side by side and in shade one reflects light well and the other one looks dirty). 8 lb rather than 6 lb pad doesn't cost much more and makes the carpet feel more luxurious.I agree with @JD Martin about the vinyl plank floors, just choose a color that's not trendy and a pattern that's not too busy - I think gray has been overdone and is on its way down the ladder although still popular, and a warm neutral that has a touch of gray may be better.

With rent at $1000 monthly savings are $30, what pattern of repairs and maintenance allows you to break even?

Having a track record of previous tenants with no bed bugs helps landlords because it shows a consistent pattern of no bed bugs.