take your bonus, pay down the home and sell it. not much creativity that can be had. if you try and short sell it the banks could still come back after you and it will crush your credit. chalk it up to a very expensive lesson learned - was it driven by FOMO of feeling like you needed to invest because everyone else was making money?

Supposedly the second lien holder is a credit card debt collector, they were listed as the defendant in the foreclosure case.

This might not have been the best kind of credit to use as a construction loan.

If you have enough properties, you can ride a tenant issue with the other properties covering the cash flow/expenses of the bad tenant--especially if you have professional tenants who care about their credit score. 

You can start accumulating college credits right now, and graduate when you are 18-20, with little debt, if you really want it.

House hacking is the lowest risk way to get into REI as long as you take on a mortgage you can afford on your own income. 

Credit score and experience level are the key factors to how much leverage we can provide you. the standard is 80% of purchase and 100% of rehab and those deals are the easiest and fastest to get funded.

Haven’t had luck looking to local banks/credit unions because I know I’ll get that response. 

I think more people do not understand the risk of seller financing. all the people I see applying for seller financing could not get a visa card there credit is so bad and there savings is from the pennies they find walking down the street. 

Finally built out by Clark County Credit Union.