And nobody is going to lend on a new construction loan to someone thats never done it before and doesn't have at least 20 to 25% to put down. 

There is now also passive pockets.Every presentation is going to make it sound like a can’t miss opportunity - that’s the whole point - a sponsor is not going to say their investment stinks.You can also ask the sponsor if they have ever had a track record verification report done or had a third party report done as well. 99.9% of sponsors don’t get one (for obvious reasons) and those that go after institutional absolutely must get one.

And if not, what groups or people do you recommend I talk with regarding private money lending for amounts that would allow me entree into Sub-To deals that require lower capital entree fees?

“Long term” lending doesn’t cut it.

I have also got into lending as well.

Prepaid taxes and insurance, any lending fees, points, surveys, settlement fees etc

You can couple that news with the news out of China today that they have decided to cut their interest rate, lower Bank Reserves, (banks can lend more money) and make it easier for people to buy houses and they are also actively pumping money into their stock market which is to say we were going to have the massive inflation going forward.

Either as a JV partner with equity or a private lender that would lend you money towards a project.

I read 'The Bankers Code' by George Antone and it drew me to private lending.

they are one in the same .. private money technically is someone who is not in the business of lending money and does only a loan or two a year.anyone in the bizz that does multiple loans is a HML.. rates very.. with both.