I have an opportunity to raise capital with a private individual at a flat interest-only rate as a way to reduce interest charges and eliminate origination and service fees.

Yes, it could be the signs of a certain personality defect, but it just as likely could be the sign of a young 20 something being "young n dumb" making poor choices. 

Thanks for the tip.Actually, two of the girls at the house want to stay and I have switched to renting individual rooms from this point out, at a higher premium. 

I know partial assumable loans were (and still are to some extent) pretty common place in commercial real estate financings, but does anyone know of a residential real estate lender who offers partial assumable loans on individual mortgages? 

One component of our communication consists of monthly news updates on the portfolio and individual site performance, which are uploaded to our investor portal, including monthly reporting of financials and individual facility performance.

I thought this day and age all lenders had to be individually licensed and working for a brokerage…? 

Rainier.There are choices, but personally I don't think cashflowing there is easy. 

One challenge I’ve encountered is that a lot of syndicators I’ve met seem to have wealthy family connections or a built-in network of high-net-worth individuals.

Of your choices, #3 makes the most sense, but it doesn't have to be a house hack.

I will say with honesty, DSCR loans are generally the “easiest” in the block when you are a lender who works with 100 different loans types but they are all still snow flakes and require individual attention.