Incredible group.

Student rentals really drive the market, but thanks to recent zoning changes, legal student rentals are incredibly hard to come by.

Conversely, I also know people who find communicating with guests and cleaners to be incredibly draining, they don't know the first thing about managing an STR nor does it particularly interest them, and they would rather spend their time making money in their main job rather than taking on a side hustle that they may not be able to do as effectively.

We are in a reverse frog boil environment  - Instead of boiling to death slowly they raised IR so fast that people are unsure/unclear when it's a good time to come back in - they will more than likely lower rates 1/8 to 1/4 point at a time, incredibly slow to allow the market drip back to normal preventing a surgeI'm also seeing people drop $5,600,000 in cash to $13,000,000 in cash like it's nothingCash rules down in florida even on 889K deals 

I have a very interested buyer and sale is hinging on this point, at the moment.

Have 10 units over 6 properties at the moment, and 2 in Philadelphia. 

Congrats on this venture - new construction (for the first time) is incredibly complex and exciting!

Are there any banks doing refinances with some good rates at the moment?

Hey man,It sounds like you're going through an incredibly tough time.

I don't have a job at the moment aside for working at my church on the side.