Cabin rentals out there are not like houses for primary residences.

Do you and your husband have any kind of long term strategy in mind?

I have a place in Rockbridge Baths.

Quote from @Karolina Powell: I have a side by side duplex built in the late 1800s and the tenant is constantly complaining about the noise from next door. 

miami dade county has more people moving to it than many cities and very limited land.https://comreal.com/two-reports-highlight-miami-as-a-top-gro...miami has been appreciating and at double Floridas rate. you can't put the two in the same category it's not even close. same with Broward or west palm beach you can't lump them in. 3 totally different markets. https://www.sun-sentinel.com/2024/12/13/florida-housing-mark...my home city in columbus also has similar stats but I doubt that miami is a buyer's market my friend I'm sorry.

And for reference my sister is dealing with a run down house in Louisiana that has a value of about $95,000 and she shopped multiple policies with multiple insurance companies and the best rate she could get was $2500.

If there is more demand than supply, this will be the outcome in desirable areas. 

Strategy 2: buy a single-family house with at least 4 bd, live in one room, rent out the rest of rooms as a mid-term rental on Airbnb / long-term rental.

I'm a Realtor, property manager, and investor in San Angelo.

@Tara Josberger Are you open to house hacking?