I know they have lived there 25 years, but if they cannot afford it then they really should consider selling during a hot economy and take the cash they have to buy a less expensive home or spend some time renting.

I was thinking of purchasing a hot tub...I called local companies and can get a 220v hot tub for around 6500, or could order a "plug and play" online that is 110v.

. :)  And then others talking about the Hot sports car they want to buy..

Is a political hot potato. 

Tampa and Orlando small multifamily remains very hot (and liquid), so it'll gain equity and you'll subsidize your mortgage a ton. 

A mom & pop with a beloved local business or a franchiser with just a few of a hot new concept are probably better bets and cheaper too.

Is it at the point yet where its the equivalent of eating tide pods or putting your hand on a hot stove or pouring bleach in your eyes (or whatever else kids do nowadays). 

The Wall Street Journal/Realtor.com Winter 2023 Emerging Housing Markets Index put the market as the #1 emerging market in America, classifying it as a hot market. https://www.ibrc.indiana.edu/ibr/2023/outlook/lafayette.htmlI've worked with a lot of investors who have found success investing in smaller markets throughout the state.

Sounds like a space you can throw up a hot plate and a small sink and you'd be renting out a part of your home in a week or so since it is already a permitted portion like you mentioned. 

But it's no secret that STRs have taken a hit recently and this is a thread of hot takes after all