I closed 3 deals last month with way less manual work.

Why someone willingly wants to work with a government agency that will slow down turnover, dictate rents and rent increases, and dictate repairs is beyond me. 

I want to start building our portfolio and would love some experienced help with direction.Over the past ten years, it seems like I've had numerous deals/ideas that just didn't come to fruition and I'm just feeling a bit defeated. 

I think they are way too many lenders out there to deal with that won't have an engagement fee much less of $4000. 

With the amount of support they provide I am not against settling for an 8/10 deal. 

If not you will find it in the mailbox and can keep it until someone contacts you, or not.If folks change tenants and updated rental agreement are signed, we make it clear that we do not deal with divvying out the security deposit.

I really want to do an apartment building but i want to build a track record first of smaller deals and just looking for a strategy to get into deals similar to a subto or wrap.whats an agency loan?

If you are planning on using your savings for Real Estate Deals, I use high cash value Whole Life Insurance as my saving vehicle(IBC).

up to 20% DSCR through lenders I deal with

Going still further, I ask for their social media handles to try to get a better handle on who I'm dealing with.