In the future i can also build more since it is zoned up to 5 homes and allows for manufactured homes. 

If I make a lump sum payment of $10,000 towards the principal, the future monthly payments of $5000 should go a lot more towards the principal since there is less total balance to calculate the interest. 

Is it worth the money to level the concrete in the basement of a future rental?

I cannot buy a future problem instead of a carrot in front of me.

To adjust your tenant screening criteria without any fair housing issues, it’s best to apply the new credit score requirement consistently from now on, treating all future applicants the same way.

Hopefully the market keeps creeping up in your favor which helps a future appraisal. 

If I get more info at some point in the future I'll update this thread

That's my near future goal.

After getting a good amount of equity in the house for future HELOC funding, I was going to move out of it and use the property as a rental utilizing a lease option, or, rent to own agreement. 

I wish we could nail the fake pump and dump due diligence PML that infect the internet in the same manner as this.