Do the math on the 401k for your situation, for most people having that tax savings now is a good thing and having diversity beyond RE is not unreasonable, but if your other loans are bringing in enough cash flow that you wouldn't be in a tough spot if one went vacant or the rental market turned, I don't see much point in paying those down.

One thing to look at is job diversity.

While I'm aware of some of the pitfalls and potential downside (especially with complex regulations and compliance issues), I'd really appreciate any and all opinions and facts that discuss installment contracts as good, bad, ugly (and other) so that I can view and assess this strategy from a diversity of viewpoints and experiences.Any thoughts, BP Nation?

She's not diverse in hard money and used to conventional ways.  

I also counsel and represent several condo associations.I’m here, though, to learn from everybody’s diverse experiences and backgrounds.

Did diversity help me??

IE very low value assets IE rentals in Urban cores that trade for the value of used auto's  ... so for sure I can see instances were agents that have a 10k listing are only doing the minimum you would go broke spending all your time on those deals as an agent.And the unlicensed wholesalers have pretty much taken up this niche of helping sellers out of these assets... as its really an unwanted product for most brokers.Thats whats great about this industry its diverse always changing and very much regionalized... what a lot of folks don't really comprehend though or are short sided on..

But, as I've told a ton of people here, this market is much too large and diverse to speak in generalities like "Dallas".  

I am part of a diverse team of Real Estate Investors from different Professional backgrounds. 

I am beyond excited to be a lart of such a great community of such diverse backgrounds and skill sets.