Imagine someone harassing your girlfriend, damaging your property, using or selling illicit drugs, dog biting you or your other tenants and creating a flea or noise issue, or any number of other potential issues.

Mortgage lending is highly competitive, and there are many newbie loan officers that will bend over backwards to get you to pull a credit report and pay for an appraisal.

I usually work with my local credit union where I have developed a relationship over the years.

Real estate investors do not get lines of credit from a bank.

I have a few commercial loans that don't report to my personal credit. 

And, you need to cure your liability (you cannot use a city easement without obtaining a Grant of Easement from the city - a legal document to be filed with the Clerk of Court).You've done everything you can to mitigate the damage to your home and I applaud you for it.

Maybe they are good people and want to pay for the damages and remove the remaining tree?

Speak to everyone.You might investigate a wholesale line of credit if you are doing enough volume.

Demand for February/March move-ins should see a notable uptick sometime in January, but you'll for sure see your strongest rental demand in late spring/summer.Your most recent post mentioned that you were going to look for someone for a 6-month lease - I think this is a great way to approach it to minimize vacancy loss while biding your time until we get into the higher demand summer months.Getting creative with your lease term and credits/concessions could also be a good way to solve a few potential problems in one shot. 

Double taxation would be when you have to pay US income tax and then also Canada income tax and you don't receive a credit for your US income taxes.