Under the original plan, I had taken out a personal loan to consolidate some payments, but then realized a HELOC works much better.

If you consolidate into one by putting it all on the HELOC, then you MAY have a smaller monthly payment because you only have to pay the minimum for one loan.

House. ( same footprint)I used 45k of heloc for debt consolidation and phase1 of electric rough in.Should I refi as investment property ( been claiming only the $795 & $600 of front rental paid monthly in cash.)To complete projectsOr just sell now as is.

If you use it to consolidate any debts this could make sense.

Through my searches, I usually find an STR-eligible property in the Springs every two weeks or so.But in general, there is no database or easily consolidated list.

Much of that was through consolidation, but also included taking our older mortgage rates from the mid-5’s to the mid to high 3’s… obviously before rates started jumping back up. 

s advertised short-term rental listings have been illegal since the ordinance went into effect LOS ANGELES (CNS) -- The Los Aneles City Council approved a motion Friday aimed at strengthening enforcement of a city ordinance prohibiting unpermitted and non-compliant Airbnbs and other short-term rental operations.The motion by Councilwoman Nithya Raman and Councilmen Bob Blumenfield, Mike Bonin and Paul Koretz instructed the Department of City Planning to report back within 90 days on: Recommendations for how the city can address non-compliant hosts who rent out properties listed as a primary residence but are not used as such, the conversion of affordable housing stock into short-term rentals, the conversion of multi-family residential structures to short-term rentals, short-term rentals engaging in commercial uses/activities, and properties that are rented for longer periods of time than permittedEnforcement mechanisms such as citations, fines, license revocations and criminal penaltiesHome sharing regulatory and enforcement models of other cities, including San Francisco, Austin and New OrleansStrategies for ensuring all home-sharing platforms that operate within the city enter into platform agreements requiring them to share data with the cityStrategies for implementing and improving data collectionWhat staffing or dedicated unit, office or department is needed to consolidate various aspects of home sharing compliance and enforcement in one multidisciplinary team."

I know the cleanest option will be to find another replacement property that’s worth $300k or more, but I am in the mode to consolidate my properties.

Unfortunately, I have yet to find a software that consolidates PM functionality with accounting software.

I would recommend consolidating your debt is a no brainer.