PM if you'd like more info.Can you explain how you were able to get a HELOC based on LIBOR, and was that a better choice than the usual "Prime rate".

I've worked with Adam & Tommy at Rent To Retirement, and they both have taken a ton of time to educate me about multiple markets & investment options so I can learn & ultimately make an investment choice that best fits my goals.

So its a hard choice.

Its my house not yours we just allowing some design choices not what components go into it.along with the supply chain is still not perfect we may need to swap something out to keep project going.

If given a choice between one paid-in-full property and two identical properties with 50% leverage, the latter will always out perform in the long run.  

I bet you do a great job rehabbing!

However, if have several rentals and need to deposit checks, or use a debit card to pay utilities and other bills, etc. conventional business bank account would be the best choice. 

I do agree that mechanical upgrades are a good idea if necessary, those are almost always a safe bet for ROI and resale-ability.

I applaud you for your thinking in choices you have made so far.  

Also narrowing down my realtor choices to see who will be able to help me the most.