So, you may want to rule that one out.My understanding of Baselane is it's an online banking platform with some cash flow features rather than a property management software.You may want to check out Buildium.

I'm applying for fixed 30 yr mortgage refis with investment banks 

Banks aren't really in the business of lending to real estate investors anyway...they focus primarily on "operating entities", but they can be done.

Regional bank financing with a construction loan How did you add value to the deal?

.- Immediately refinance the property with a traditional bank mortgage to pull out a significant portion of equity. 

For HELOCs without W2 income, look into local credit unions or community banks, as they often have more flexibility with alternative income verification and rental portfolios.

We used a local bank Wilson Bank and Trust.

I sunk about $40k getting the place rent ready luckily cash flow was about $20k a month and I had it for about 10 months before the bank took it back. 

We allow Tenant Portal (ACH), Direct Deposit to our bank, Venmo, Strip (credit & debit cards) and old-fashioned mailing of checks. 

Try a local Bank around the business, that really helped my friend who bought a business.