-Sauna-Hot Tub-Patio/courtyard (large cement tiles on crushed bluestone with lighting, natural gas line to bbq)-Secondary patio off primary suite-Losing sq feet in the primary bedroom to enlarge the bathroom-High grade cabinets-Appliances with cabinet fronts-High end appliances (Viking/Miele instead of GE Cafe)-Outdoor shower (teak box walls with a dry well beneath the footprint)-Wiring for Cat6 to every room-Wiring for surround speakers (or including the speakers that are built into the walls)-Sonos whole-home audio system-Hardwired cameras (with on-site storage) to the exterior of the house-Smart features: thermostats are a given, but how about light fixtures, switches, aromatherapy, fans ... anything else?

None of us investors what to lose an investment property either and have no problem changing strategies to make sure the payments are made. 

Im trying to help but not lose money also.

Hi Randal, one of the problems are the loans, when investing in Spain 20% DP is required at the very least.2nd The majority of the Spanish houses are condos so they all carry HOA fees.3rd Demand is an issue, Spain is losing population due to the crazy high unemployment rate, young people are getting out for better opportunities.

If you lose a little, consider that as your payment for your education. 

If a deal crumbles and you lose money it won't be because of the financing, given you're dealing with a reputable broker or lender who has closed 100s of deals. 

You are investing in tangible assets that will not disappear or lose their value like stocks could. 

I am worried that Trump may lose, and Kamala will destroy the U.S. with inflations, her stupid policies that weaken the dollar, the immigration will continue, etc...

you'll lose money. 

So many buyers' agents scrambling to show, place offers, and lose out even with strong offers, just a total waste of time with no paycheck for all the many who didn't win the bid.