Hi all, My name is Raquel Dubé, I currently split my time between Florida, Canada and Australia.

I really enjoyed all of the information that I read early in December, so I decided to become a PRO member shortly thereafter.I'm originally from the Hampton Roads area but I moved to Australia at the age of 11.

Slightly off topic Kellie but i am an investor from Australia and i am looking to buy rental properties in the USA.

Nice to see someone on the forums from Australia.

I have flipped 2 houses in Australia but living In canada now and starting the process here!

Hi @John O Stith,I'm new to BP and to real estate investing My wife and I work at Purdue - we moved here from Australia about 1 year ago.

@Anthony Gayden  if your curious about values... also check out Australia  its ever higher than Canada and has the same circumstances.. huge land and mineral wealth.. much of the land is uninhabitable and 90% of the population lives within 50 miles of the Oceans.From my personal perspective..

I agree that people that want change in Dodd Frank should state their case with reason and facts.Down payments for Home ownership in Canada is 10 percent or more, UK, New Zealand and Australia are all 10 per cent or more.I wish there were some kind of national underwriting supervised by the government the someone's ability to repay could be quantified, there are 800 pages and Dodd Frank just for the ability to repay rules.And seller financing could be done by homeowners without these Draconian penalties  of -36 months of payments plus -down payment plus lawyers fees plus -court costswhich is intimidating any home seller from looking up so if financing, including rrap estate agents.Seller carry backs with reasonable underwriting and no Draconian penalties should be allowed as an exception to Dodd Frank.

Are you presently living in Australia?

But just when I couldn't seem to catch a break, I just got an email today from a Norwegian man in Dubai, an hour north of me, saying he's an investor and he's had success in Norway, Australia, and America!