I got a call from my attorney today saying he talked to the seller's attorney and they found out he's wholesaling the property.

In a suburban area, typically a 1 mile radius is the benchmark and you need a good reason to go out farther. 

First off, the cash-out refinance requirements have gotten tighter w/ the "seasoning" period.

The inspector wanted me to add 2 screws to anchor the condenser and he did check for leaks at the gas connection (the gas connection that was flagged was decades old and I questioned if was before a permit was required but city stated it was up to me to prove that it was there prior to permit requirement).

All channels can work, but some do pan out more reliably than others over the long haul.You’re prety likely eager to free up that mortgage.. and who could blame you?

I am wondering if anyone out there knows or does DSCR loans for a single property selling for under $100K?

Make sure you know the value the ADU will add to the property before building the ADU. 2) the financing on an ADU is typically far worse than for initial investment property acquisition or is often not leveraged by the ADU (HELOC, cash out refi, etc).

I operate 14 properties from the same checking account.

@Jose Saladin you will likely not get a CO (certificate of occupancy) to be able to legally rent this out.

Be sure to explore all around the forums as well as many of the FREE tools that Bigger Pockets provides.I am on the lending side of things and am always happy to hop on a call to discuss loan options that are out there, even if not offered by my resources.