This ordinance is significant for its comprehensive approach to addressing source-of-income discrimination, particularly in the context of housing and rental opportunities.Key aspects of this ordinance include:The creation of a $1 million Landlord Risk Mitigation Program to financially assist landlords who accept tenants with vouchers, such as Section 8.Establishment of a landlord liaison position within the City’s Housing Department to facilitate communication and support.Landlords are allowed to deny rental applications based on individualized assessments, such as criminal convictions, credit scores, and eviction history, but the ordinance also sets clear guidelines for what can and cannot be considered.It includes a delayed effective date, allowing time for landlords and tenants to adjust to the new regulations.The ordinance also specifies that certain properties, particularly older houses that cannot easily comply with current codes, are exempt from some of the source-of-income requirements.The guidelines provided by Kansas City's Ordinance 231019, detailing what can and cannot be considered in rental applications, include several notable points aimed at balancing the rights and concerns of both tenants and landlords:Individualized Assessment Allowed:Landlords can deny rental applications based on specific, individualized factors, including criminal convictions, credit score, eviction history, alleged damages, and rent-to-income ratio.

Of course, since most HELOCs are adjustable, this will change for better or worse as rates change.

Trust me, leverage is a game-changer that can speed up your path to wealth.The down payment is the most important part of getting a loan.

Fund & Grow charges a fee to do the same thing with more speed and efficiency.  

Calling frequently and being respectful when you do so goes a LONG way to speeding things up.

There's typically a lag from when demand drops off as it takes time for supply to build up and then pricing finally adjusts.

For the professional managers I recommend they take an honest look at their business and make the adjustments to make it harder to replace them and make everyone want them. 

- Adjust plans as needed to overcome challenges

The number one thing I tell fellow investors is that in the city proper you will deal with 36th district court and that has a material impact on the speed with which the court process will proceed if you need to evict. 

There could be a slight rate adjustment to the pricing of the loan on the cash out refi as apposed to a purchase.