Here are some financing options to consider:HELOC or Cash-Out Refi on Another Property – If you or your mom have equity elsewhere, this could be a more flexible and lower-interest option.Business Line of Credit – Since the property is in an LLC, you might qualify for a business LOC, which could cover construction costs.Private Money Lender – If you’re okay with 12-15% rates, a private lender could fund this as a short-term loan, especially if the guesthouse will generate strong income.Construction Loan – Some lenders offer short-term construction financing, which converts to a longer-term mortgage once completed.Seller/Partner Financing – Bringing in an investor or structuring a joint venture with someone willing to fund the build in exchange for a share of the income.Credit Card Stacking or Unsecured Business Loans – Riskier but could work if you need to bridge a gap until the unit starts cash flowing.Would love to hear more details—especially your timeline and expected rental income.

I work for Aslan who is licensed in 32 states, shoot me a DM or email if you'd like to talk further.

Make sure HVAC systems are working properly and that windows are insulated and free from drafts.

The upper level of society works in ways most of us will never understand...it sadly continues to be a back-and-forth thing of reaction...If our country and Chicago as well could take a proactive long term approach, our kid's kids would benefit in a way we couldn't image....

I'm the same way as you, I like to enjoy my STRs; especially as someone who works remotely.

Has anybody worked with VRM and Vendee programs within the last 6 months, what have been your experiences, good and bad? 

The attorneys I have worked with when buying a large apartment complex have all recommend one LLC for holding the property and one for managing it.  

A real estate company told me the house needs too much work to rent out, and that an auction is the best course of action.

I used to work up there for years as a firefighter and still sell a lot in that area. 

Being furnished is also extra work, more things to break and be maintained.