Also, how much response have you had from L/O buyers that are ready, willing and able to earn a repair credit?

Anyone know a good one, preferably something current and with sample or usable contracts?

Anyone know a good one, preferably something current and with sample or usable contracts?(yes this post is in two places, different ppl follow different forums and I want answers, dammit ;)

src=/buying/lo...

Hey there @Stephen Durante .

Now that is the question but more importantly, if the buyer was saying that they were putting down 20%; the real question is what moronic lender/LO provided a preapproval without checking if the buyer has the wherewithal to actually put down the 20%?

Careful carrying financing for owner-occ's these days @Angela DeBorja.Glad you are creatively thinking outside the box.Lock down a creative purchase/ LO first.  

That how I find pretty houses for LO in hot areas.

There are ALWAYS people willing to do 'terms' (i.e. even in a 'seller's market') you just can't expect them to be 'advertising' in most instances, and the publicly available LO houses are often GONE within a week or less (with numerous applicants, if the property is desirable) so your BEST angle is to find someone who does LO deals FIRST... and then have them find you a 'motivated seller' within the area(s) you prefer to reside.

If your loan originator is willing to do it, you in turn must do your part by never revealing to a soul what interest rate you got and who gave it to you in the same sentence, or it'll hurt your LO's reputation.