If you have no “reserve” capital, it can be nerve racking.  

Must have 6 months of payments in reserve.

My bills on the house are around 900 a month including vacancy reserves.  

Just dont want to blow 20 to 40k ifyou dont have that money and its just a small fraction of your cash reserves. 

@Edward Jung the VA loan requires 6 months of PITI reserves for the purchase a 2-4 unit property.

Even if you were able to find 10% down, the lender would still require you to have another 10% - 15% on top of the DP when you add in closing costs and reserves. 

This project could play a key role in addressing Montreal’s ongoing housing challenges.US: Convenience Stores Evolve Amidst InflationIn the US, convenience stores are expanding their offerings to include more prepared foods like nitro cold brew coffee and chicken curry rice balls.

But eventually you take the leap… you decide to go for it and you tread water until you can swim to the next level of your future.For me, I was about 20 attending a photography seminar as a store employee and the day I heard that phrase it hit me… I’m going nowhere being the employee.  

For negotiating:I'm assuming go to local stores (not box box or chain) to get quotes, but what are you successfully haggling?  

I can cover my mortgage but are there other ways of financing this project without burning my cash reserves?