Thank God the utilities weren't more expensive.So let's agree to disagree and count it as a lesson of doing business and picking the right people to be on your team! 

I would check on this website on the find an agent feature or search Zillow for teams/agents in your area doing 25 or more deals a year.  

I love that you have specific goals for 2025 - I believe if we think it, write it, say it, and share it our goals are 10x more likely to come to fruition.Are you able to do option 2 and just house hack a 2-4 unit building and use a renovation loan which allows you to put down 3.5-5%I highly suggest getting to some local chicago meetup groups (we have an in person one on the 17th)...here is BPs list: https://www.biggerpockets.com/forums/521-real-estate-events-...I also have a full list of the chicago meetups that I can share with you too if that'd be helpful.

would love to see a seller finance specific calculator that has a option for 1031 exchange from buyer bringing in down payment.  

Are there any specific clauses I should include in a room-by-room lease for a shared living space?

I can not name any reasons which are worth the extra effort of investing there compared to sticking to a specific USA market.

And your team would be local.    11.  

Worth a discussion if you want to send me a DM I can connect you with my team’s DSCR specialist.  

Investing in AZ, NV, ID, where you have family or friends that is a day away and you can start to build a network and team to help manage a property.  

Are there specific states or locations you’re looking for?