Thanks for the material and shedding light on horrible business practices across our nation. 

The problem is that he has no experience running a "buy/hold" real estate business, so he doesn't necessarily know what to say when it comes to operations and sales.Can any of you shed some light on these aspects of the business model?

I can shed a lot of light on this deal.

This essentially means you need a lot higher income to qualify for properties as a primary residence while as an investment property the pro is that you get to use rental income to offset your mortgage PITIA and you ONLY have to qualify for whatevers left if the calculation results in a negative cashflow number (if its positive it actually requires zero income or it just helps your situation ).So regarding the topic of how DTI affects what you qualify for, yes DTI is the main determinant that will affect your purchasing power so carefully plan your next 5 moves like PBD patrick bet david says but in this context its the next financial strategic moves not PBD's 5 next moves.Let me know if that helps or questions that arise and someone on our team can help shed some light on this often over looked topic further.

Also, if this is being done inside the house [versus an area in garage or a shed] find out what their watering system is to prevent water damage.  

It seems like a very American concept to be able to buy your way into or out of anything - and it's simply not true.Thanks for passing that particular message through a different filter and shedding some light on predatory practice.

Some incredible reasons why so many people are investing in Baltimore Real Estate: Baltimore is the 4th largest “commuter shed” in the country.

I would suspect things can get handled out side of escrow in these areas.. as in behind the wood shed.

Factual Omission - Appraisal fails to credit subject property with a Shed (located behind the garage).

@Christian Carson may be able to shed some light on this.....