I called VRBO customer service and was told, "Well, you have a security deposit. 

Most investors  who pursue alternative lenders aren't able secure bank financing because they  lack the creditworthiness, experience or the deal doesn't pencil.

It could be helpful to have a real estate attorney look over these agreements for added security. 

Why don't the banks simply charge a higher interest rate to secure the business and cover themselves?

Every time a guru “education” course was co pleated, I’d receive 10 -20 phone calls from either investor wannabes “building their team” in preparation for all the real estate “great” deals they were going to uncover or the same wannabes who had already identified a “great” deal (they hadn’t submitted let alone secured acceptance of an offer yet) and were lining up their financing which since they were purchasing at 50% of the value they’d end up with not only 100% financing but also walk away from the closing table with cash in their pocket.  

These connections will be essential as you begin identifying growing markets, securing land deals, and navigating new construction loans or cash investments.

Several of our out of state investor clients are securing very healthy terms on CRE including apartment complexes and industrial warehouse spaces with as little as 25% down and rates currently ranging from 5.5-%-6.75% on 25 year amortizations. 

Consider all the things that could go wrong and see if the lease addresses them: unauthorized pets or tenants, early termination, security deposit, lease violations, late rent, eviction, lawn maintenance, parking, etc.5.

Until now, I had a great credit score, but I'm concerned that my increased debt might affect my ability to obtain a HELOC or a Home Equity Loan.A lender approached me, claiming they could help me secure a HELOC, but the encounter felt coincidental, making me feel vulnerable.

We found this deal through local networking and a direct-to-seller strategy, which helped secure the property at a favorable price.