The cost can get away from you very quickly.

Lastly, in NJ (unlike NYC) you have a realtor because you are looking for a house, so any lease will likely only last a year, IMO.I had a realtor send me a great professional couple this last go round.

Could get away with around 200k in my small pocket.I love this business.

If you round out the complete picture here you should be able to get some detailed feedback and options. 

The only time you could get away with not having it is if you have many, many units and can self-insure but you'd still want a large liability policy.

My brother is ready to be able to swim year-round.

They both relate very well to RE and it creates a fantastic well rounded investor

After that it will require repairs, and a lot of it if big ticket item have been overlooked to begin with.

They turn into mini getaways sometimes.

After a round of counter offers, our offer was accepted Tuesday, we then had our HUD Consultant walk through the next day, and since then have been sending out a rough SOW to contractors.Our highlight was during the walk through with our HUD Consultant when we opened up the attic entrance, climbed up, and discovered an amazing attic with ample head space!