Also we plan to have the ADUs handicap/wheelchair accessible on the first floor.

.- Privvy is easier for seeing investor activity in the area and seeing the before/after of flips (how much they bought and sold it for)As an investor, I presume that your versions don't give you access to MLS sale price data? 

Access to a beach and dock for guests requires a special rider.

You may also want to consider a 3% down conventional loan on a SFH / SFH+ADU OR 5% down conventional on a 2-4 unit - this way you won't be restricted by your current FHA

I have 2 tickets and an upgraded room (honeymoon suite with access to private beach).

Are there goods you are worried that you won't have access to on time?

Nashville may be a higher value market, but being an expert in Memphis investing would be potentially more lucrative early because the price point is more accessible and you know it better.

I found a PM that restricted the total number of days owners could stay.

(If you can not access your home at this point to assess, assume you'll be filing an insurance claim and keep reading.)In 2018 I had to file 3 Flood claims and 3 Wind claims on 3 different oceanfronts on Topsail Island during Hurricane Florence.

Every county in every state seems to be a little different as far as what the county appraisers website will give you access to.