On the other hand, the first mortgage lender will want detailed financial information from everyone with an ownership stake in the property, and they will have to sign for the loan personally, it will show up on their credit report, etc. which the people you mentioned may not want at all.It's possible if you find private money for both the first mortgage and second mortgage (down payment) that you can avoid all these issues, but be absolutely clear with everyone what's happening - don't conceal the source of down payment funds from the first mortgage lender even if they're a person instead of a bank.I'd recommend the Refresh Your Wealth podcast Episode 208 "Raising Capital for Your Real Estate Projects and Business" at http://refreshyourwealth.com/previous-shows-207-211/ for a good discussion of the differences between lenders, partners and investors (the main topic starts about 25 minutes into the podcast).

It was refreshing to not have to explain flat roofs, etc. 

If the posting has been there a while or has been refreshed repeatedly, it's likely above market.

We do a lot of investments here in Seattle - and Tek asked us about advising him in Denver, which is a market very unfamiliar to us.It's refreshing to see BiggerPockets community giving an awesome perspective.Thomas S. - I'd agree with you in terms of renting to relative, but knowing Tek and what he is trying to do here, we decided not to advise him against this plan.

To refresh your memory on the condition of the unit when you moved in, refer to the Landlord/Tenant Checklist you signed at the beginning of your tenancy.

I'm on BiggerPockets to refresh my skills, learn new techniques, and make deals!

A refreshing change to "I have no money and want to be an investor!"

But here are some thoughts:Up front, I agree with @Craig Curelop that you may be able to set up a new account and hit "refresh" so to speak.

Now I am self employed and work only local so I wake up when my body tells me to (anywhere from 6:30 am - 9:00 am)  I need sleep, usually 8-9 hours to be alert, focused, and refreshed.

I will definitely be tuning in on the free podcasts and forums to keep myself refreshed with the new information swarming in the website!